MyFin Referral Code

What is MyFin?

MyFin is a Bulgarian digital wallet and card account operated by MyFin EAD (UIC 206066023), a company registered in Sofia and licensed by the Bulgarian National Bank as an electronic money institution. It launched with the backing of First Investment Bank, known as Fibank, and Mastercard. Account holders get a personal IBAN, multi-currency accounts in euro, US dollars and pounds sterling, and a digital or physical debit card. Scope matters here, so it is worth stating up front: MyFin is a Bulgaria-focused product, and both the account and the referral offer attached to it reach only people able to open an account with MyFin EAD in Bulgaria.

Several unrelated services share the MyFin name, so it is worth being precise about which one this page covers. myfin.by is a Belarusian financial news and bank-comparison portal, based outside the EU, and not a wallet you can hold money in. Personal budgeting apps trade under similar names too. None of them run the campaign described here, which belongs specifically to MyFin EAD and its myfin.bg wallet.

How the MyFin referral code works

The MyFin referral code takes the form of a personal invite link generated inside an existing user's MyFin app, which that user passes to somebody who has not registered yet. Under the rules MyFin published for its Invite a Friend campaign, both sides receive the same amount: EUR 10, written as EUR 10 (19.56 BGN) at the fixed conversion rate following Bulgaria's euro changeover, credited to each participant's MyFin profile. That symmetry is worth noting, since many money-app schemes pay the referrer cash and give the newcomer only points.

The reward is not triggered by registration alone. The invited friend has to sign up through the link, verify their profile with an identity document, and then genuinely spend on the MyFin card before either side sees anything. Once every step is finished, the rules state that both participants are credited within 72 hours.

How to use the MyFin referral code

No code is published on this page, because MyFin operates no permanent referral landing page. The link exists only inside an existing user's account, so the process starts with a current MyFin holder.

• An existing MyFin user opens the app and finds their invite link under the More menu, in the Invite a Friend section.
• They share that link with a friend who has no MyFin profile yet.
• The friend downloads the MyFin app through that link and completes registration, entering the referrer's code.
• The friend verifies their profile with an identity document, the standard KYC step.
• The friend makes successful MyFin card payments totalling more than EUR 10.
• With all steps complete, both sides are credited EUR 10 in their MyFin profiles within 72 hours.

Eligibility and requirements

The first requirement is geographic, and it rules out most readers of a pan-European directory. MyFin EAD is a Bulgarian electronic money institution and its own pages do not evidence availability elsewhere, so the offer should be treated as usable only by people who can open a MyFin account in Bulgaria. If you are elsewhere in the EU and cannot open an account with MyFin EAD, there is no version of this campaign you can claim, whoever sends you an invite link. That is not a technicality, it is the whole gate.

Past that gate, the second requirement is the qualifying spend, and it is narrower than it first looks. The friend has to make card payments totalling more than EUR 10, and only genuine purchases count toward that figure. The rules exclude money transfers, wallet or account funding, cash withdrawals and ATM transfers, quasi-cash operations, and all betting sites. Topping up your own wallet and stopping there will not qualify. Each invited friend can claim once, on their first verified profile.

The August 2026 campaign window

This is a dated campaign rather than an open-ended program, the most important caveat here. The official English rules are valid from 01.08.2026 to 31.08.2026, so on their own terms they lapse at the end of August 2026, and MyFin reserves the right to amend or terminate the campaign at any point before then.

MyFin publishes no permanent referral landing page, so there is no stable URL at which to check whether a successor campaign has launched, and no published commitment that one will. If you are reading this after August 2026, treat the EUR 10 figure as a record of what that campaign paid rather than a live offer, and confirm in the MyFin app that a campaign is running before relying on it.

Reward details and tips

Both the referring participant and the referred participant receive EUR 10, credited to the account opened in their own name inside the MyFin profile. There is no cap on how many people one user may invite: a referring participant may take part an unlimited number of times as long as the conditions are met, while each invited friend may claim only once. The rules set no restriction on how or where the invite link is distributed, beyond an anti-abuse clause letting MyFin withhold rewards from anyone using technical means to game the campaign.

This page explains the mechanics of the offer, it is not a recommendation to open an account. Whether a EUR 10 credit justifies opening a new e-money account is a decision to make against MyFin's own general terms and your own circumstances.

• Check a campaign is running before either side starts, since the published rules expire on 31 August 2026.
• Have the friend enter the code during registration, as no route to add it afterwards is described.
• Spend the qualifying amount on real purchases only, not transfers, top-ups, ATM withdrawals or betting sites.
• Save the rules in force on the day you take part, since a dated campaign PDF can be replaced without notice.
• Allow the full 72 hours after the last step before assuming the credit failed.

MyFin referral code FAQ