Best referral deals right now

A short, hand-picked list rather than a ranking of all 49 programs. These are the offers worth taking today: the reward is worth the effort, the sign-up is quick, and both sides get something. Every figure comes from the program's own published terms.

The 6 picks for this month

How these were chosen

Every program on this site pays both sides, so that alone is not a reason to shortlist one. These 6 were picked on three things: the reward is large enough to be worth the paperwork, the qualifying step is something you would plausibly do anyway, and nothing in the terms we read forbids sharing a code publicly. A handful of programs elsewhere on this site do forbid exactly that, and those can never appear on this page.

The rewards are not all the same shape, which matters more than the headline number. MEXC and Bitget pay an ongoing share of the trading fees your referral generates, so they are worth more over time but only if someone actually trades. Bybit and OKX are one-off welcome rewards and fee discounts. eToro is the simplest of the six: a flat cash amount to each side. Airalo is the outlier on size, at a few euros each way, but the qualifying step is buying a travel eSIM you were going to buy anyway.

Check these four things before you sign up

  • The qualifying step, not the headline. Almost none of these pay on registration. There is a deposit, a trade, a transfer or a purchase in between, and the bonus only lands after it clears.
  • Whether it is cash or credit. A fee discount, trading credit or points balance is not the same as money you can withdraw, and several of these are the former.
  • Your country. Eligibility varies by country on most of these programs, and crypto exchanges in particular restrict or exclude some EU markets.
  • The deadline. Qualifying windows are often 7 to 30 days from sign-up. Miss it and the reward is usually gone for good rather than delayed.

Each program's own page sets out the full requirement list and the caveats we found in its terms. Read that before signing up, not after.

Reward details last reviewed: . This page is a selection, not the full list. All 49 programs are in the category index: Banking & Money Transfer · Crypto Exchange · Investing & Lending · Shopping & Beauty · Travel & Transport · Software & Services.

Referral offers are not financial advice. Choose the product on its own merits first, then take the bonus.